Nationwide provided me with information regarding its Nationwide Learning Center article.
Parenting is a difficult job and requires a lot of responsibility. Not only are we raising humans to be successful adults in our society, but we also have to think about the every-day decisions that affects our entire family. Currently, my kids are only 4 and 6 – but I cannot describe to you how quickly those 6 years have gone. Unbelievable actually. So here’s the reality, even parents like me should keep the idea of having a teen driver in your mind.
To give you some peace of mind and information, here are some great tips to consider when making this transition:
Check with your agent to see about covering your teen as not all states have the same laws.
Think about the car that is right for your teen. A car’s make and year do effect the premiums for car insurance. Experts recommend Sedans and minivans as a great option for a first car.
Think about sharing. Sharing a car can be beneficial when it comes to keeping premiums as low as possible. You can add your teen as a secondary driver to your already existing policy.
Having a teen driver is a time of education for both the new driver and the parents of a new driver. It is very important to connect with your insurance agent to discuss your options and best ways to save money and still keep everyone protected and safe.
In addition to getting the proper insurance policy for your family make sure the new teen driver is involved in these meetings and decisions. Driving is a huge responsibility – both mentally and financially. Maybe seeing the financial responsibility will result in that teen driver being more responsible while behind the wheel.
I agree that the young driver needs to be involved from the get go. This teaches not only responsibility but understanding of how it all works. We got our kids on our policy as soon as they had their learners permits. I think that is law in our state.
I have lots of teens around – my nephew just turned 16 on the 22nd, my niece turns 17 tomorrow, my stepdaughter turned 17 on the 6th and my other stepdaughter is 11 (she'll be a teen soon enough ACK). I also have a 19 year old stepdaughter. YES to everyone – do your research! Car insurance for teens is a small fortune. Make sure they have their classes to get the discounts and keep those grades up, too (we get good grade discounts).
Boy, we are going to have our oldest girl growing up and ready to drive in no time – I am dreading that moment. Thank you so much for these great tips to get us starting thinking about the future for her – this will be an interesting time in our lives! I hope to have some of the anxieties elevated by knowing that we are not alone, and not the first ones in this journey, and hopefully will be ready for her when the time comes!
These are some great tips. Thankfully, my oldest son is only 7 so I have quite a few years before I have to worry about him getting behind the wheel. I am actually working on obtain my own license as well.
These are waters that we are just entering, and let me tell you — it is frightening! My oldest turned 16 in September, but he chose to wait to take his permit, which has him delayed in getting his license. Fine with me, as it is cheaper and safer! Thank you for these tips!
My hubby is an insurance agent and I'll tell you what, it's higher than ever to have a kid drive. It's so expensive. I can't believe it. Some people with some companies are paying $800 a month for their kids to drive. That's crazy.
These are great tips! It's definitely important to have insurance for teens – and it's difficult because it can be so expensive! It was even more expensive for my sister (for my parents anyway, haha!) than it was for me years ago. So crazy and usually way unreasonable!
I agree that the young driver needs to be involved from the get go. This teaches not only responsibility but understanding of how it all works. We got our kids on our policy as soon as they had their learners permits. I think that is law in our state.
I have lots of teens around – my nephew just turned 16 on the 22nd, my niece turns 17 tomorrow, my stepdaughter turned 17 on the 6th and my other stepdaughter is 11 (she'll be a teen soon enough ACK). I also have a 19 year old stepdaughter. YES to everyone – do your research! Car insurance for teens is a small fortune. Make sure they have their classes to get the discounts and keep those grades up, too (we get good grade discounts).
Boy, we are going to have our oldest girl growing up and ready to drive in no time – I am dreading that moment. Thank you so much for these great tips to get us starting thinking about the future for her – this will be an interesting time in our lives! I hope to have some of the anxieties elevated by knowing that we are not alone, and not the first ones in this journey, and hopefully will be ready for her when the time comes!
These are some great tips. Thankfully, my oldest son is only 7 so I have quite a few years before I have to worry about him getting behind the wheel. I am actually working on obtain my own license as well.
These are waters that we are just entering, and let me tell you — it is frightening! My oldest turned 16 in September, but he chose to wait to take his permit, which has him delayed in getting his license. Fine with me, as it is cheaper and safer! Thank you for these tips!
My hubby is an insurance agent and I'll tell you what, it's higher than ever to have a kid drive. It's so expensive. I can't believe it. Some people with some companies are paying $800 a month for their kids to drive. That's crazy.
These are great tips! It's definitely important to have insurance for teens – and it's difficult because it can be so expensive! It was even more expensive for my sister (for my parents anyway, haha!) than it was for me years ago. So crazy and usually way unreasonable!